Privacy Policy
What we collect, what we don't, and your choices. The short version: the numbers you type never leave your device.
The short version
Every calculator runs entirely in your browser. The numbers you type, amounts, rates, ages, balances, results, are never sent to us or stored anywhere off your device. We use privacy-respecting analytics to count visits and see which tools get used, and some comparison pages carry affiliate links. That's it. Questions? Contact us.
What we collect
1. Anonymous usage analytics, via Google Tag Manager and Google Analytics 4. We record page views and interaction events: which tool was opened, which input was touched (its field name only), theme changes, tool searches, clicks on outbound and affiliate links, and JavaScript errors. We never record the values you enter or the results you get.
2. Standard server logs, our host (Cloudflare) processes technical data such as IP address, browser type and timestamps to serve and secure the site.
3. On-device storage, your theme choice and any scenarios you save (for example, Net Worth snapshots) are kept in your browser's local storage on your device only, and are never uploaded.
Cookies & similar technologies
Google Analytics sets cookies and identifiers to measure usage. You can prevent them with your browser's cookie controls, an ad/tracker blocker, the Global Privacy Control signal, or the Google Analytics opt-out. Local storage (theme, saved scenarios) is not a cookie and stays on your device.
Affiliate links
Some comparison pages link to financial products through referral links (marked, with disclosure). If you click one, the partner may recognise that you arrived from this site and may set their own cookies under their privacy policy. We never pass along anything you typed into a calculator. See how this site earns.
Who we share data with
We don't sell your data. Limited technical data is processed by our service providers: Google (analytics), Cloudflare (hosting and content delivery), and, only when you click a referral link, the relevant affiliate network or institution. Each has its own privacy policy.
Your rights
This site is operated from Canada and follows PIPEDA and Quebec's Law 25. You can ask what we hold about you, request corrections, or ask us to delete it, email [email protected]. In practice we hold very little that identifies you, since the calculators themselves collect nothing.
Retention: analytics data is retained for about 14 months. Children: this site is not directed to children and we don't knowingly collect their data.
Changes
We may update this policy as the site evolves; material changes will be reflected here with a new effective date. Effective July 2026.